No finance background needed · Singapore

Build a career that
moves as fast as you do

We recruit and develop the next generation of financial planners — with the training, mentorship, and earning potential to back it up. In 2022, 75% of our advisers earned a six-figure income.

Agency unit of HSBC Life MAS-regulated · Financial Advisers Act Established 2020 · Singapore
Why build it here

Everything you need to go far, fast

We don't just hire planners — we build them. Structured training, real mentorship from people who've done it, and earning that rewards how hard you push. If you've got the ambition, we've got the runway.

01

Uncapped earning

Your income tracks your effort, not a pay grade or a queue for promotion.

02

Mentorship that compounds

Learn directly from a director who has built six-figure earners — not from a manual.

03

Trained from day one

Structured development takes you from new to confident, step by step.

04

Run your own book

The autonomy of building your own practice, with a whole team behind you.

How it actually works

Let's clear one thing up first

If you're wondering whether this is "one of those schemes" — it isn't. Here's the honest version.

What this is

  • You become a MAS-licensed financial planner.
  • You work in an agency unit representing HSBC Life (Singapore).
  • You earn by advising clients on real insurance and investment products.
  • You're backed by structured training and mentorship from day one.

What this isn't

  • A pay-to-join scheme — there is no joining fee.
  • An MLM or pyramid — your income is not built on recruiting a downline.
  • Selling to friends and family as the business model.
  • Commission-only with no training, no support, sink-or-swim.

The short version: you become a licensed professional advising clients — regulated by the Monetary Authority of Singapore under the Financial Advisers Act. Your income comes from advising, not from recruiting.

Watch Ken's story
Meet the founder

Phua Ken Wee

Founder & Financial Services Director

From field sales Director

Kenwee is a leader that leads by example. Armed with his deep knowlege of the financial markets and the street smarts of field sales - He guides and inspires the next generation of Financial Planners at KWO.

Read Ken Wee's full story

Hear Rowena's story
Why people join

Rowena Wong

Associate Manager

From outside finance Associate Manager

Rowena Wong is an Associate Manager at KWO. Rowena has over 17 years of experience in the financial services industry. Rowena describes herself as someone who enjoys helping her clients to live their lives with greater peace of mind. She specialised in financial planning especially in the area of estate planning.

Read Rowena's full story

The path

From day one to running your own team

A real progression — the same climb Ken and Rowena have walked. No finance background to start; a clear ladder once you do.

1
Day one

No finance background needed

You start with zero finance experience required. We onboard you and prepare you for licensing from scratch.

2
Get licensed

Licensed & trained

Pass your MAS licensing exams and complete structured training to advise on real financial products.

3
Build your book

Your first clients

Start advising clients with a mentor beside you — building your own book of business.

4
Step up

Associate Manager

Grow your client base and begin developing others as you move into leadership — Rowena's seat today.

5
Lead

Manager & beyond

Lead and build your own team — the path Ken walked from field sales to Director.

Your first 90 days

What the start actually looks like

Days 0–30 · Onboard

Find your feet

Meet your mentor, learn the business, and start preparing for your licensing exams.

Days 30–60 · Get licensed

Earn your licence

Sit your MAS licensing papers and complete product and compliance training.

Days 60–90 · First conversations

Start advising

Shadow real client meetings, then run your own — with your mentor in your corner.

75%
The income reality

In 2022, 75% of our advisers earned a six-figure income.

Ambition, trained and backed properly, pays. That's the whole point.

Source: Ken Wee's team, 2022. Past performance is not a guarantee of future results.

Start the conversation

Ready to bet on yourself?

Join a team built on training, mentorship, and uncapped earning. Start with a conversation — no finance background required.

  • No commitment — just a conversation
  • No finance background required
  • We'll reply within 1 business day

No commitment — just a conversation. We'll reply within 1 business day.

Thanks — we've got it.

We'll be in touch within 1 business day.

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Here to plan your wealth, not build a career? Sit down with a licensed adviser who takes the time to understand where you want to go.

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